A roof rarely waits for a convenient time. When hail or wind forces the issue, financing helps you get the work done now and pay for it over time. R&R Roofing and Construction offers financing so a needed roof does not have to wait for a perfect month.

Why homeowners use financing

Roof replacement is one of the larger repairs a home needs, and not every household has that amount set aside when a storm hits. Financing spreads the cost into manageable payments, which lets you protect your home right away instead of putting off the work and risking more damage inside. It also pairs well with an insurance claim, since it can cover a deductible or any gap between the claim and the final scope.

Our financing options

We offer financing through EnerBank USA, a lender that specializes in home improvement projects. There are three plans to choose from, and you can prequalify online in a few minutes before you ever commit to the work. Pick the plan that fits your budget and start your application below.

9.99%

5-Year Loan

A fixed 9.99% rate paid over five years. The shortest term of the three, which keeps the total interest down for homeowners who want the balance cleared quickly.

Prequalify for the 5-year plan

11.99%

Up to 12-Year Loan

A fixed 11.99% rate stretched over as much as twelve years. The longer term brings the monthly payment down, which is the usual choice for a full roof replacement.

Prequalify for the 12-year plan

12 mo

12-Month Same-As-Cash

Same-as-cash financing for twelve months. A common fit when an insurance payment is on the way and you need to bridge the cost of the roof until it arrives.

Prequalify for same-as-cash

Financing is provided by EnerBank USA. All loans are subject to credit approval, and rates and terms are set by the lender and can change. Prequalifying does not obligate you to move forward with the work.

Financing options sheet

All three plans on a single page from Regions Home Improvement Financing, with the loan code and a scannable QR code for each one. Scan a code straight from this page to prequalify on your phone, or open the full sheet to save or print it.

R&R Roofing and Construction financing options sheet from Regions Home Improvement Financing, showing the same-as-cash, 5-year and 12-year plans with prequalification QR codes

Open the full sheet (PDF)

How it works with us

The first step is the same as any roof job. We come out for a free inspection, document the condition of your roof, and give you a written estimate. If you want to finance the work, we walk you through the options and what the payments look like for your specific project. There is no pressure, and you decide what fits your budget.

Not sure what your roof will cost?

It is hard to pick a payment plan before you know the number. Our estimating tool measures your roof from satellite imagery and emails you an estimate, so you have a figure to work from when you look at the plans above.

Find out what your roof costs

Enter your address and our software measures your roof from satellite imagery, then emails you an estimate to plan your financing around.

Get My Instant Estimate

Opens our estimating tool in a new tab. It takes about two minutes and there is no obligation.

To talk through financing for your roof, call us at (918) 770-2400 or request a free inspection online. You can also read about roof replacement and how we handle insurance claims.

Get a Free Roof Inspection

Call for a Free Inspection (918) 770-2400